£ – GBP Peer to Peer Lending Portfolio

£ – GBP Peer to Peer Lending Portfolio

Below are the results of my British Pound based Peer to Peer Lending portfolio. This is income from UK Peer to Peer Lenders, many of whom I have been investing with since 2015. I started to publish returns information on my website in 2018. As you can see below, in 2020 because of the COVID pandemic, I drew down my P2P investments significantly, as many investors did. We did not know at the time how bad the pandemic would get, and which (if any) of the P2P lenders would survive.

Sure enough, many have closed down or been bought by banks & other concerns. Other platforms went to lending with government backed business loans, which do not allow retail investors to invest into.

On the positive side, I didn’t lose a penny because of the pandemic through any GBP lending platform, which says a lot about the general strength of the industry in my opinion.

Now the end of the pandemic seems like it is in sight, with vaccinations and lockdowns which appear to be working. I have started once again to increase my investments in the UK P2P lending space. My thought is that any lending platform that came through this once-in-a-lifetime event, can probably come through anything. You can see from the charts below which companies have been successful, and which have not been quite so much.

Tracking spreadsheet & income charts updated monthly.

£ – GBP Peer to Peer Lending Portfolio Return Charts.

(Click on Chart for Interactive)

Peer to Peer Lending Portfolio Total Invested Graph
Peer to Peer Lending Portfolio Monthly Income Graph
Peer to Peer Lending Portfolio Total Returns Graph
Peer to Peer Lending Portfolio Platform Distribution Chart

Peer to Peer Lending Portfolio Tracking Sheet (live Google Sheet)

Some versions of Safari Browser have difficulties displaying the Google Sheet below for some reason, so if you can’t see it, please try another browser (Chrome & FireFox work well). Alternatively Click Here to see it on Google Sheets.

Euro Peer to Peer Lending Portfolio

For anyone looking for the Euro Portfolio, I have been drawing it down slowly as because I live in Portugal much of the time, I live on Euros, so I have been using the Euros that I have invested in Euro Lenders for living expenses. Typically I would change US Dollars or GB Pounds for Euros, but the Euro has been rising rapidly recently, so I decided to use the Euros I have before changing more at this high rate in the hope it comes back down soon.

If you have Euros to invest and are looking for ideas. There are a few Euro Lenders that have come through the pandemic and seem to have been largely unaffected, namely Crowdestor, Mintos, Swaper, Peerberry & Robocash have all done what they are supposed to do. I will invest in these all again once I am ready to invest Euros again. I believe they are all decent investable companies paying very good returns.


Peer to Peer Lender Reviews

UOWN Review Logo with Flag

UOWN Review

UOWN Withdraw from FCA Register & Now Only Accept High Net Worth or Sophisticated Investors.
Read More
PeerBerry Review

PeerBerry Review

Solid 11% – 13%+ Annual Returns Available Investing With One Of Europe’s Best Peer to Peer Lenders
Read More
Mintos Review

Mintos Review

Up to19% Returns Available Investing  Euros With Europe’s Largest Peer to Peer Platform.
Read More

Wise Borderless Account Review

Wise recently brought out its new Borderless Account and I think it’s great for investors who have diversified investments in multiple countries and currencies.
Read More


This page is presented for informational purposes only. I am not a Financial Adviser and therefore not qualified to give financial advice. Please do your own research and make your own investment decisions. Do not make investment decisions based solely on the information presented on this website.

*   My opinions, reviews, star ratings and risk ratings are based on my personal investing experience with the company being reviewed. These ratings are personal opinions and are subjective. 

**  Some of the links on this website are affiliate referral links. When you click on these links, I can sometimes receive a commission, at absolutely no cost to you. This helps me to continue to offer new reviews & monthly portfolio updates here on my website. I don’t receive commissions from all platforms and it has no effect on my ongoing opinions on investments & investment platforms. Income from my investments and capital preservation are my main motivations.

Platforms reviewed on this website I am currently investing with, or I have invested with in the past. You can see with full transparency on my Portfolio Returns page which assets & platforms I am invested with (or have previously been invested with) at any point in time. I am not paid a fee by any of the companies to write reviews, so the reviews are unbiased and purely based on my own personal experiences.

Please read my full website Disclaimer before making investment decisions.

Scroll to Top