Where I Invest

Where I Invest

My investment capital is distributed between multi-currency portfolios of Peer to Peer LendersStocks, Bonds, REIT’s, Gold and most recently Crypto Currencies.

The investments are low maintenance, low to medium risk, with very reasonable risk/return ratios. Investments require at maximum 1-2 hours per month to maintain once they are set up.

Peer to Peer Lending Portfolio

Returns on the Peer to Peer Lending Portfolios are between 3% and 25% (depending on lender & currency). Using lower to medium risk Peer to Peer platforms. I use Peer to Peer Lending because returns on investments are far superior to returns currently available from banks or short term government bond coupon yields.

My strategy with Peer to Peer Lending is a “lazy investor” strategy where I am looking for the best returns possible, for the least amount of work. Most of my accounts are “auto-invest” accounts where once the capital is lent out it’s really just a case of checking it every few weeks to make sure everything is going as it should.

Growth Portfolios

The Growth Portfolios are time tested over more than 20 years of actual investment.  They are backtested through similar asset-class backtesting for almost 50 years. My main Growth Portfolio has produced an annual average return of around 14% Annual Returns from 2005, with an average drawdown of around 9% and a maximum drawdown of 14.75% in the 2008 financial crisis. Again, I like the “lazy investor” aspect of these portfolios which just need rebalancing one time per year after the initial investment.

How my capital is distributed throughout investment assets:

PLEASE NOTE:  Safari Mobile Browser does not display charts correctly. Please try using Chrome or Firefox instead. There is nothing I can do about this technically as it’s a Safari issue. Hopefully Apple will fix it soon

 

£ – GBP Peer to Peer Lending Portfolio

Peer to Peer Lending Current Annual Return Chart

Peer to Peer Asset Distribution Chart

 

£ – GBP Permanent Portfolio 

GBP Annual Returns from 2012

GBP Permanent Portfolio Current Asset Distribution Chart

 

$ – USD Growth Portfolio 

Annual Return from 2012

USD Growth Portfolio Current Asset Distribution

 

$ – USD Permanent Portfolio

Annual Return from 2012

USD Permanent Portfolio Current Asset Distribution

 

€ – EURO Portfolio 

Annual Return from 2009

EURO Permanent Portfolio Current Asset Distribution

 

£ – GBP Crypto Portfolio

Crypto Currency Total Return

 

Crypto Currency Portfolio Current Asset Distribution

For more detail on the Individual Portfolios. see The Investment Portfolios Page

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