Latest from UK Peer to Peer Lending News Sources

There are many types of business that could be described as seasonal, relying on specific times of the year to generate the bulk of their income. While the likes of ice cream parlours, Christmas decorations retailers and wedding planners may see …Read More The post Loan options for seasonal businesses appeared first on LendingCrowd.

Albert Einstein once described compound interest as the eighth wonder of the world. “He who understands it, earns it … he who doesn’t … pays it,” he famously said.   For investors, compound interest represents one of the best ways to build wealth with minimal effort.   What is compound interest?   Compound interest simply The post […]

The peer-to-peer lending sector has undergone a remarkable evolution over the past 20 years. Since the first UK peer-to-peer lending platform launched in 2005, the sector has been through a rollercoaster of changes, from ISA opportunities and regulatory changes, to a handful of high-profile insolvencies.   Today, peer-to-peer lending occupies a […]

Small and medium-sized enterprises (SMEs) are the powerhouse of the British economy, making up more than 99% of the business population and accounting for some 61% of all private sector employment. However, the Federation of Small Business has reported that just …Read More The post Funding your ambitions with a business loan appeared first on […]

If you have decided to apply for a business loan with LendingCrowd, here’s a quick guide to the process, including our eligibility criteria and the information you’ll need to supply along with your application. Is my business eligible to apply?LendingCrowd can …Read More The post Preparing your LendingCrowd loan application appeared first on […]

Using a business loan to refinance existing borrowing could help you focus on what you do best – running your business. It’s common for businesses to take on different forms of finance over time to meet varying needs. For example, a …Read More The post Could your business benefit from refinancing? appeared first on LendingCrowd.

In January, the Financial Conduct Authority (FCA) issued a stern warning to peer-to-peer lending platforms: confirm your wind-down plans or risk losing regulatory status.   By law, every peer-to-peer lending platform must have a wind-down plan in place in order to be regulated. This rule was introduced following the high-profile failure of P2P […]

The Innovative Finance ISA (IFISA) is changing this year. From 5 April, the IFISA tax wrapper will be extended to include long-term asset funds (LTAFs) and open-ended property funds for the first time. Investors will also be able to open multiple IFISAs per year, and partial transfers will be allowed between IFISA providers.   So The post What […]

Loanpad’s success is testament to the hard work and expertise of the people who operate the platform behind the scenes. In this new blog series, we meet the team and learn more about their roles. First up is Neil Maurice, Chief Operating and Finance Officer.   What did you do before Loanpad?   I started The post Meet the team – Neil […]

Peer-to-peer lending platforms earn their money in a few different ways. Many platforms make their income by taking an arrangement fee from the borrower when they originate a new loan. Others prefer to take a percentage of the loan payments, while some earn money through some combination of both.   Loanpad does not charge any The post How does […]

Since Loanpad opened for business in late 2018, the platform has grown to a current loanbook size of over £80m with zero capital losses to date. As the platform aims to reach at least the £100m mark by the end of 2024, it seems like a good time to pull the curtain back and share The post How we reached over £80m appeared first on Loanpad.

We’re thrilled to announce a record-breaking year for Kuflink, the award-winning financial lender you trust.

When you’re looking to expand your business, for example by launching a new product, moving to larger premises or growing your team, a business loan could help to fund your ambitions. Before making any decisions about borrowing to expand, you’ll have …Read More The post Business loans to fuel your growth appeared first on LendingCrowd.

Cashflow is the net amount of money moving in and out of your business in terms of income and expenditure. In an ideal world, your cashflow would be positive at all times – in other words, you’d have more money coming …Read More The post Steering your business through cashflow challenges appeared first on LendingCrowd.

Earn £1m Interest Tax-free, using a simple UK Tax idea.*    

As Head of Collections for Kuflink, and armed with 30 years of banking experience, I have taken to this department like a duck to water. To get a deal underwritten requires an immense amount of work allowing investors to lend with care.

As we close out the year (2022) and welcome a new one (2023), we’re delighted to share some of Kuflink’s new features from our team at Kuflink. Over the past two months, we’ve been working hard to create new features and enhance existing ones to serve our clients better and improve their experience with our products. NEW! New Promotional rates […]

Working capital is the lifeblood of a business. It’s defined as current assets minus current liabilities, so it represents the amount of cash available at any given time once the business has paid its bills, such as staff wages and supplier …Read More The post Why working capital is a must for SMEs appeared first on LendingCrowd.

There are many ways in which your business could get a boost by taking out a loan for cashflow purposes. Here are some of the key potential benefits: Improved cashflow: A business loan can help you improve your cashflow by providing your …Read More The post Could a cashflow loan boost your business? appeared first on LendingCrowd.

Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? #19 appeared first on Explore P2P.

If your business has multiple loans or other lines of credit such as overdrafts or credit cards, a debt consolidation loan can make it easier to manage your finances – and even reduce your monthly outgoings. Over time, many businesses will …Read More The post The benefits of restructuring business debt appeared first on LendingCrowd.

Lendermarket now offers loans from multiple lenders When Lendermarket launched it only offered loans from one loan originator – the Creditstar group. Recently, the site added more lenders to the … The post New lenders are appearing on Lendermarket. Are they solid? Here’s our Lendermarket lender ratings appeared first on Explore P2P.

With inflation and interest rates continuing the dominate the headlines, it’s only natural to have concerns about the rising costs of living and running a business.  LendingCrowd’s fast and flexible SME loans can provide peace of mind: Fixed monthly repayments of …Read More The post Peace of mind for your business appeared first on […]

European economies face many issues. What are the growing risks for investors? Economic conditions have become much less stable over the last few years. After a long period of stability, … The post Times are tough. Here’s how to manage the risks and find resilient investments appeared first on Explore P2P.

Mintos launched regulated ‘notes’ on 25th May Mintos has finally launched its notes program. Notes will be the new way that Mintos structures all new investments from 1 July 2022. … The post Mintos is now offering regulated investments. Here are the key changes, and 4 big downsides for investors appeared first on Explore P2P.

Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? Special Wartime Edition #18 appeared first on Explore P2P.

The conflict between Russia and Ukraine has created huge financial disruptions that may persist for a long time The Russian invasion of Ukraine has led to considerable death and destruction … The post Russia/Ukraine – which P2P investments are most at risk? appeared first on Explore P2P.

Last updated 11 March 2022 Important update due to Ukraine / Russia situation Peerberry has two main lending groups that operate on it – Aventus Group and GoFingo. Both companies … The post Who are the best lenders on Peerberry? Our Peerberry lender ratings appeared first on Explore P2P.

P2P lending in the EU will no longer be the ‘wild west’ P2P Investing is becoming better regulated within the EU. That is a long overdue and welcome thing from … The post New P2P regulations are coming. Here’s 8 reasons why P2P will become better and safer appeared first on Explore P2P.

Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? Edition #17 appeared first on Explore P2P.

You can ignore most P2P ‘news’ Imagine that you are hired by a P2P investment site.  Your job is to publish content that is going to grab people’s attention. What … The post What’s happening in P2P? Here’s why we are keeping our eyes on these 7 sites appeared first on Explore P2P.

LS = Louis schwartz – CEO   NM = Neil Maurice – COO & CFO   Robert Murray-Brown of ECF Buzz sat down (virtually) with the new disruptive Fintech, Loanpad, to talk about their start up journey and what they hope the future holds.   Q – Loanpad was founded in 2016 but you held The post An interview with Loanpad appeared first on […]

We are extremely proud and thankful to the Loanpad development team who utilised their engineering backgrounds to work side by side with Mercedes F1, UCL and UCLH to successfully develop breathing aids for the NHS in the fight against Covid-19.   This is how the story unfolded.   Two members of the Loanpad team, Jamie The post Loanpad […]

A little over a month ago, Loanpad HQ discussed a range of topics for upcoming blog posts including the upcoming IFISA season, importance of cybersecurity and loan due diligence. Fast-forward to today and our team are primarily working from home, stock markets have suffered losses unseen in decades and the world has united in its The post The […]