Latest from UK Peer to Peer Lending News Sources

Cashflow is the net amount of money moving in and out of your business in terms of income and expenditure. In an ideal world, your cashflow would be positive at all times – in other words, you’d have more money coming …Read More The post Steering your business through cashflow challenges appeared first on LendingCrowd.

Earn £1m Interest Tax-free, using a simple UK Tax idea.*    

As Head of Collections for Kuflink, and armed with 30 years of banking experience, I have taken to this department like a duck to water. To get a deal underwritten requires an immense amount of work allowing investors to lend with care.

As we close out the year (2022) and welcome a new one (2023), we’re delighted to share some of Kuflink’s new features from our team at Kuflink. Over the past two months, we’ve been working hard to create new features and enhance existing ones to serve our clients better and improve their experience with our products. NEW! New Promotional rates […]

Working capital is the lifeblood of a business. It’s defined as current assets minus current liabilities, so it represents the amount of cash available at any given time once the business has paid its bills, such as staff wages and supplier …Read More The post Why working capital is a must for SMEs appeared first on LendingCrowd.

There are many types of business that could be described as seasonal, relying on specific times of the year to generate the bulk of their income. While the likes of ice cream parlours, Christmas decorations retailers and wedding planners may see …Read More The post Loan options for seasonal businesses appeared first on LendingCrowd.

There are many ways in which your business could get a boost by taking out a loan for cashflow purposes. Here are some of the key potential benefits: Improved cashflow: A business loan can help you improve your cashflow by providing your …Read More The post Could a cashflow loan boost your business? appeared first on LendingCrowd.

Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? #19 appeared first on Explore P2P.

If your business has multiple loans or other lines of credit such as overdrafts or credit cards, a debt consolidation loan can make it easier to manage your finances – and even reduce your monthly outgoings. Over time, many businesses will …Read More The post The benefits of restructuring business debt appeared first on LendingCrowd.

Lendermarket now offers loans from multiple lenders When Lendermarket launched it only offered loans from one loan originator – the Creditstar group. Recently, the site added more lenders to the … The post New lenders are appearing on Lendermarket. Are they solid? Here’s our Lendermarket lender ratings appeared first on Explore P2P.

Our standard opening hours are 9am to 5.30pm, Monday to Friday. The LendingCrowd office will be closed on the following dates: Monday 26 December 2022 Tuesday 27 December 2022 Wednesday 28 December 2022 Thursday 29 December 2022 Friday 30 December 2022 …Read More The post Our festive opening hours appeared first on LendingCrowd.

With inflation and interest rates continuing the dominate the headlines, it’s only natural to have concerns about the rising costs of living and running a business.  LendingCrowd’s fast and flexible SME loans can provide peace of mind: Fixed monthly repayments of …Read More The post Peace of mind for your business appeared first on […]

European economies face many issues. What are the growing risks for investors? Economic conditions have become much less stable over the last few years. After a long period of stability, … The post Times are tough. Here’s how to manage the risks and find resilient investments appeared first on Explore P2P.

At LendingCrowd, we understand that partnerships have an important role to play in bridging the funding gap faced by so many SMEs. That’s why we’re proud to have forged strong partnerships with our community of commercial finance brokers and introducers. Introducers …Read More The post Growing our broker network appeared first on […]

Mintos launched regulated ‘notes’ on 25th May Mintos has finally launched its notes program. Notes will be the new way that Mintos structures all new investments from 1 July 2022. … The post Mintos is now offering regulated investments. Here are the key changes, and 4 big downsides for investors appeared first on Explore P2P.

Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? Special Wartime Edition #18 appeared first on Explore P2P.

The conflict between Russia and Ukraine has created huge financial disruptions that may persist for a long time The Russian invasion of Ukraine has led to considerable death and destruction … The post Russia/Ukraine – which P2P investments are most at risk? appeared first on Explore P2P.

Last updated 11 March 2022 Important update due to Ukraine / Russia situation Peerberry has two main lending groups that operate on it – Aventus Group and GoFingo. Both companies … The post Who are the best lenders on Peerberry? Our Peerberry lender ratings appeared first on Explore P2P.

P2P lending in the EU will no longer be the ‘wild west’ P2P Investing is becoming better regulated within the EU. That is a long overdue and welcome thing from … The post New P2P regulations are coming. Here’s 8 reasons why P2P will become better and safer appeared first on Explore P2P.

Fintech lending platform agrees largest deal in its history Funding secured from Barclays Bank PLC and a large global investment firm Money will be loaned to SMEs through the Recovery Loan Scheme and its core business lending product to fuel both …Read More The post LendingCrowd raises £100m to support SME growth and recovery appeared first on […]

Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? Edition #17 appeared first on Explore P2P.

You can ignore most P2P ‘news’ Imagine that you are hired by a P2P investment site.  Your job is to publish content that is going to grab people’s attention. What … The post What’s happening in P2P? Here’s why we are keeping our eyes on these 7 sites appeared first on Explore P2P.

To help our valued community of borrowers during the Covid-19 pandemic, we have produced guides to download in an easy-to-use format. These guides contain details of support measures such as rates relief and the Recovery Loan Scheme, with the content tailored …Read More The post Support for businesses – October 2021 appeared first on […]

LS = Louis schwartz – CEO   NM = Neil Maurice – COO & CFO   Robert Murray-Brown of ECF Buzz sat down (virtually) with the new disruptive Fintech, Loanpad, to talk about their start up journey and what they hope the future holds.   Q – Loanpad was founded in 2016 but you held The post An interview with Loanpad appeared first on […]

We are extremely proud and thankful to the Loanpad development team who utilised their engineering backgrounds to work side by side with Mercedes F1, UCL and UCLH to successfully develop breathing aids for the NHS in the fight against Covid-19.   This is how the story unfolded.   Two members of the Loanpad team, Jamie The post Loanpad […]

A little over a month ago, Loanpad HQ discussed a range of topics for upcoming blog posts including the upcoming IFISA season, importance of cybersecurity and loan due diligence. Fast-forward to today and our team are primarily working from home, stock markets have suffered losses unseen in decades and the world has united in its The post The […]

Since early December 2019, anyone who has tried to invest on a peer-to-peer platform has noticed a string of changes, most notably the introduction of investor categorisation and the requirement to take (and pass) an appropriateness test.   This is due to new regulations from the Financial Conduct Authority (FCA) who are seeking to improve The […]

Loanpad’s Chief Executive Officer, Louis Schwartz, and Chief Operating Officer, Neil Maurice, give their views on recent events in the Peer-to-Peer industry and what it means for the future.   Industry   The P2P industry, like many others, has been hit by a number of corporate failures in recent times.   As an industry, our The post […]

Neil Maurice, Chief Operating Officer of Loanpad gives an overview of wind-down plans and shares some views on Loanpad’s wind-down approach.   What’s central to any business?   As with any business, there is no guarantee that Loanpad or any peer-to-peer lender can or will choose to operate forever.   Since the financial crisis in The post […]

The new FCA recommendations underline the importance of financial expertise in P2P lending, says Neil Maurice, chief finance and operations officer of Loanpad”   Proposals from the Financial Conduct Authority (FCA) will soon require all P2P platforms to introduce appropriateness tests and strengthen or reconfigure their wind-down plans.   As a […]

We are excited to let you know that we’ve launched Auto Lend and Auto Withdraw. We wanted to make our platform even easier for you to use, so we have created options to allow you to either automatically lend your interest, or automatically withdraw it. These exciting new features are available in both your Standard and ISA accounts. Simply […]

Louis Schwartz, chief executive of Loanpad, explains why the provision fund model isn’t always the most effective way to protect retail investors…   DEFAULT RATES ARE beginning to loom large for the peer-to-peer lending community, as platforms start to see large tranches of loans reach maturity. As a result, the ways that platforms protect […]

Unique offering gives investors shared access to lower-risk property loans alongside established property lenders   30th January 2019 – London – Loanpad, www.loanpad.com, today announces the UK launch of a unique prime peer-to-peer (P2P) lending platform. Fully authorised and regulated by the Financial Conduct Authority (FCA), Loanpad gives […]