- Luxembourg’s private debt funds grew AUM by 51pc this yearby Kathryn Gaw on 6th December 2023 at 4:41 pm
Luxembourg-based private debt funds grew their assets under management (AUM) by 51 per cent in 2023, to a total of €404.4bn (£346.6bn). According to the 2023 Private Debt Fund Survey by the Association of the Luxembourg Fund Industry (ALFI) and KPMG, this demonstrates the phenomenal recent growth of the private debt sector and the future The […]
- Folk2Folk reflects on “anti-establishment” start on 10 year anniversaryby Kathryn Gaw on 6th December 2023 at 2:44 pm
Folk2Folk’s co-founder Louis Mathers (pictured) has reflected on the peer-to-peer lender’s “anti-establishment” origins, to mark the platform’s tenth anniversary. Founded in 2013, the platform was created in response to the global financial crisis, when funding for businesses was drying up and savers were receiving record low levels of […]
- BoE: Private credit vulnerable to macroeconomic shiftsby Kathryn Gaw on 6th December 2023 at 2:00 pm
The Bank of England (BoE) has warned that the private credit market is particularly vulnerable to macroeconomic challenges in the year ahead. The BoE’s latest Financial Stability Report noted that the outlook for global growth remains subdued and long-term interest rates have risen further, adding that geopolitical risks have increased following […]
- Chicago Teachers’ Pension Fund to make first private credit allocationby Kathryn Gaw on 6th December 2023 at 11:33 am
The Chicago Teachers’ Pension Fund (CTPF) is preparing to make its first allocation to the private credit market, and is now welcoming bids from investment managers. The pension fund plans to make an initial investment of up to $350m (£238m) in the sector, which will be split between multiple private credit investment managers. All bids The […]
- FCA warns on loan fee fraud risk ahead of Christmasby Kathryn Gaw on 6th December 2023 at 10:45 am
The Financial Conduct Authority (FCA) has warned of a heightened risk of loan fee fraud in the run up to the festive season, as families borrow more to pay for gifts. The City regulator said that 29 per cent of parents with young children have either already borrowed money or are intending to borrow money The post FCA warns on loan fee fraud risk […]
- Private debt fundraising slows in third quarterby Suzie Neuwirth on 5th December 2023 at 4:34 pm
Private debt fundraising in closed-end vehicles slowed to a three-year low in the third quarter, meaning that the industry will “need to sprint” to exceed the $200bn (£158.8bn) mark for the fourth year running. Analysis from PitchBook found that $31.7bn of private debt funds closed during the third quarter, the lowest figure since the third […]
- LendInvest founder launches private credit fundby Suzie Neuwirth on 5th December 2023 at 2:51 pm
Faes & Co, an investment firm led by LendInvest founder Christian Faes (pictured), has launched its first private credit fund and is looking to raise up to $100m (£79.3m) for property bridging finance in the US. The Faes & Co Income Fund will invest in loans originated by Faes & Co’s own group company, F2 The post LendInvest […]
- ViaInvest adds new securities to its portfolioby Suzie Neuwirth on 5th December 2023 at 11:17 am
European peer-to-peer lending platform ViaInvest has added new asset-backed securities to its portfolio to offer its investors greater diversification. The Latvia-based firm said that these securities, meant to supplement its current offerings, have a five-month maturity and a 12 per cent interest rate. “The purpose of this update is to provide […]
- Signa collapse set to impact European commercial property sectorby Suzie Neuwirth on 5th December 2023 at 10:55 am
The collapse of Austrian property group Signa is expected to send ripples across the European commercial real estate (CRE) market, a ratings agency has warned. Signa, which owns a stake in stake in KaDeWe, Germany’s most famous department store, and the Chrysler Building in New York, filed for insolvency on 29 November, having struggled with […]
- Continental European P2P market forecast to grow by 20pc next yearby Suzie Neuwirth on 5th December 2023 at 10:40 am
The continental European peer-to-peer lending market is forecast to grow by 20 per cent in 2024, thanks to more geographies and products. Analysis from Croatia-based P2P platform Robo.cash predicted that the market will reach €579.2m (£496.8m) by December 2024. “On the back of the current market growth and in the absence of serious […]
- Steering your business through cashflow challengesby Gareth Mackie on 29th November 2023 at 10:00 am
Cashflow is the net amount of money moving in and out of your business in terms of income and expenditure. In an ideal world, your cashflow would be positive at all times – in other words, you’d have more money coming …Read More The post Steering your business through cashflow challenges appeared first on LendingCrowd.
- IF-ISA, beginner’s guide to earning £1m Interest Tax-free!by firstname.lastname@example.org (Min Binning) on 9th October 2023 at 12:40 pm
Earn £1m Interest Tax-free, using a simple UK Tax idea.*
- Is Peer to Peer Lending Safe? Coffee with Kuflink’s Head of Collectionsby Nattalie Weeks on 9th October 2023 at 12:40 pm
As Head of Collections for Kuflink, and armed with 30 years of banking experience, I have taken to this department like a duck to water. To get a deal underwritten requires an immense amount of work allowing investors to lend with care.
- Kuflink’s new features for February 2023by Hari Ramamurthy on 9th October 2023 at 12:39 pm
As we close out the year (2022) and welcome a new one (2023), we’re delighted to share some of Kuflink’s new features from our team at Kuflink. Over the past two months, we’ve been working hard to create new features and enhance existing ones to serve our clients better and improve their experience with our products. NEW! New Promotional rates […]
- Why working capital is a must for SMEsby Gareth Mackie on 4th October 2023 at 12:13 pm
Working capital is the lifeblood of a business. It’s defined as current assets minus current liabilities, so it represents the amount of cash available at any given time once the business has paid its bills, such as staff wages and supplier …Read More The post Why working capital is a must for SMEs appeared first on LendingCrowd.
- Loan options for seasonal businessesby Gareth Mackie on 16th June 2023 at 8:41 am
There are many types of business that could be described as seasonal, relying on specific times of the year to generate the bulk of their income. While the likes of ice cream parlours, Christmas decorations retailers and wedding planners may see …Read More The post Loan options for seasonal businesses appeared first on LendingCrowd.
- Could a cashflow loan boost your business?by Gareth Mackie on 24th May 2023 at 3:33 pm
There are many ways in which your business could get a boost by taking out a loan for cashflow purposes. Here are some of the key potential benefits: Improved cashflow: A business loan can help you improve your cashflow by providing your …Read More The post Could a cashflow loan boost your business? appeared first on LendingCrowd.
- What are the best and worst P2P loans right now? #19by Oscar Harrington on 1st May 2023 at 9:57 am
Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? #19 appeared first on Explore P2P.
- The benefits of restructuring business debtby Gareth Mackie on 4th April 2023 at 9:18 am
If your business has multiple loans or other lines of credit such as overdrafts or credit cards, a debt consolidation loan can make it easier to manage your finances – and even reduce your monthly outgoings. Over time, many businesses will …Read More The post The benefits of restructuring business debt appeared first on LendingCrowd.
- New lenders are appearing on Lendermarket. Are they solid? Here’s our Lendermarket lender ratingsby Hans Marwitz on 11th February 2023 at 4:37 am
Lendermarket now offers loans from multiple lenders When Lendermarket launched it only offered loans from one loan originator – the Creditstar group. Recently, the site added more lenders to the … The post New lenders are appearing on Lendermarket. Are they solid? Here’s our Lendermarket lender ratings appeared first on Explore P2P.
- Our festive opening hoursby Gareth Mackie on 7th December 2022 at 9:00 am
Our standard opening hours are 9am to 5.30pm, Monday to Friday. The LendingCrowd office will be closed on the following dates: Monday 26 December 2022 Tuesday 27 December 2022 Wednesday 28 December 2022 Thursday 29 December 2022 Friday 30 December 2022 …Read More The post Our festive opening hours appeared first on LendingCrowd.
- Peace of mind for your businessby Gareth Mackie on 24th October 2022 at 1:40 pm
With inflation and interest rates continuing the dominate the headlines, it’s only natural to have concerns about the rising costs of living and running a business. LendingCrowd’s fast and flexible SME loans can provide peace of mind: Fixed monthly repayments of …Read More The post Peace of mind for your business appeared first on […]
- Times are tough. Here’s how to manage the risks and find resilient investmentsby Hans Marwitz on 3rd October 2022 at 1:57 pm
European economies face many issues. What are the growing risks for investors? Economic conditions have become much less stable over the last few years. After a long period of stability, … The post Times are tough. Here’s how to manage the risks and find resilient investments appeared first on Explore P2P.
- Growing our broker networkby Gareth Mackie on 2nd September 2022 at 10:19 am
At LendingCrowd, we understand that partnerships have an important role to play in bridging the funding gap faced by so many SMEs. That’s why we’re proud to have forged strong partnerships with our community of commercial finance brokers and introducers. Introducers …Read More The post Growing our broker network appeared first on […]
- Mintos is now offering regulated investments. Here are the key changes, and 4 big downsides for investorsby Oscar Harrington on 30th May 2022 at 4:28 pm
Mintos launched regulated ‘notes’ on 25th May Mintos has finally launched its notes program. Notes will be the new way that Mintos structures all new investments from 1 July 2022. … The post Mintos is now offering regulated investments. Here are the key changes, and 4 big downsides for investors appeared first on Explore P2P.
- What are the best and worst P2P loans right now? Special Wartime Edition #18by Oscar Harrington on 12th April 2022 at 7:07 pm
Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? Special Wartime Edition #18 appeared first on Explore P2P.
- Russia/Ukraine – which P2P investments are most at risk?by Hans Marwitz on 13th March 2022 at 1:00 pm
The conflict between Russia and Ukraine has created huge financial disruptions that may persist for a long time The Russian invasion of Ukraine has led to considerable death and destruction … The post Russia/Ukraine – which P2P investments are most at risk? appeared first on Explore P2P.
- Who are the best lenders on Peerberry? Our Peerberry lender ratingsby Oscar Harrington on 11th March 2022 at 10:41 am
Last updated 11 March 2022 Important update due to Ukraine / Russia situation Peerberry has two main lending groups that operate on it – Aventus Group and GoFingo. Both companies … The post Who are the best lenders on Peerberry? Our Peerberry lender ratings appeared first on Explore P2P.
- New P2P regulations are coming. Here’s 8 reasons why P2P will become better and saferby Oscar Harrington on 28th February 2022 at 12:22 pm
P2P lending in the EU will no longer be the ‘wild west’ P2P Investing is becoming better regulated within the EU. That is a long overdue and welcome thing from … The post New P2P regulations are coming. Here’s 8 reasons why P2P will become better and safer appeared first on Explore P2P.
- LendingCrowd raises £100m to support SME growth and recoveryby Gareth Mackie on 10th February 2022 at 10:56 am
Fintech lending platform agrees largest deal in its history Funding secured from Barclays Bank PLC and a large global investment firm Money will be loaned to SMEs through the Recovery Loan Scheme and its core business lending product to fuel both …Read More The post LendingCrowd raises £100m to support SME growth and recovery appeared first on […]
- What are the best and worst P2P loans right now? Edition #17by Hans Marwitz on 15th November 2021 at 6:49 pm
Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? Edition #17 appeared first on Explore P2P.
- What’s happening in P2P? Here’s why we are keeping our eyes on these 7 sitesby Oscar Harrington on 9th October 2021 at 6:08 pm
You can ignore most P2P ‘news’ Imagine that you are hired by a P2P investment site. Your job is to publish content that is going to grab people’s attention. What … The post What’s happening in P2P? Here’s why we are keeping our eyes on these 7 sites appeared first on Explore P2P.
- Support for businesses – October 2021by Gareth Mackie on 4th October 2021 at 3:30 pm
To help our valued community of borrowers during the Covid-19 pandemic, we have produced guides to download in an easy-to-use format. These guides contain details of support measures such as rates relief and the Recovery Loan Scheme, with the content tailored …Read More The post Support for businesses – October 2021 appeared first on […]
- An interview with Loanpadby Jacob Aboody on 25th February 2021 at 12:10 pm
LS = Louis schwartz – CEO NM = Neil Maurice – COO & CFO Robert Murray-Brown of ECF Buzz sat down (virtually) with the new disruptive Fintech, Loanpad, to talk about their start up journey and what they hope the future holds. Q – Loanpad was founded in 2016 but you held The post An interview with Loanpad appeared first on […]
- Loanpad development team help UCL & Mercedes F1 develop life-saving respiratory device to combat Covid-19by Jacob Aboody on 30th March 2020 at 4:25 pm
We are extremely proud and thankful to the Loanpad development team who utilised their engineering backgrounds to work side by side with Mercedes F1, UCL and UCLH to successfully develop breathing aids for the NHS in the fight against Covid-19. This is how the story unfolded. Two members of the Loanpad team, Jamie The post Loanpad […]
- The impact of Covid-19 on Peer-to-Peerby Jacob Aboody on 25th March 2020 at 12:00 pm
A little over a month ago, Loanpad HQ discussed a range of topics for upcoming blog posts including the upcoming IFISA season, importance of cybersecurity and loan due diligence. Fast-forward to today and our team are primarily working from home, stock markets have suffered losses unseen in decades and the world has united in its The post The […]
- P2P: A Brave New Worldby Jacob Aboody on 26th February 2020 at 10:15 am
Since early December 2019, anyone who has tried to invest on a peer-to-peer platform has noticed a string of changes, most notably the introduction of investor categorisation and the requirement to take (and pass) an appropriateness test. This is due to new regulations from the Financial Conduct Authority (FCA) who are seeking to improve The […]
- Navigating the P2P Courseby Jacob Aboody on 4th November 2019 at 12:56 pm
Loanpad’s Chief Executive Officer, Louis Schwartz, and Chief Operating Officer, Neil Maurice, give their views on recent events in the Peer-to-Peer industry and what it means for the future. Industry The P2P industry, like many others, has been hit by a number of corporate failures in recent times. As an industry, our The post […]
- Wind-Down Plans – Good Business Practiceby Jacob Aboody on 27th October 2019 at 2:25 pm
Neil Maurice, Chief Operating Officer of Loanpad gives an overview of wind-down plans and shares some views on Loanpad’s wind-down approach. What’s central to any business? As with any business, there is no guarantee that Loanpad or any peer-to-peer lender can or will choose to operate forever. Since the financial crisis in The post […]
- In chartered territoryby Jacob Aboody on 12th August 2019 at 10:20 am
The new FCA recommendations underline the importance of financial expertise in P2P lending, says Neil Maurice, chief finance and operations officer of Loanpad” Proposals from the Financial Conduct Authority (FCA) will soon require all P2P platforms to introduce appropriateness tests and strengthen or reconfigure their wind-down plans. As a […]
- Release of Auto Lend & Auto Withdrawby Jacob Aboody on 4th July 2019 at 10:33 am
We are excited to let you know that we’ve launched Auto Lend and Auto Withdraw. We wanted to make our platform even easier for you to use, so we have created options to allow you to either automatically lend your interest, or automatically withdraw it. These exciting new features are available in both your Standard and ISA accounts. Simply […]
- Protecting investorsby Jacob Aboody on 1st March 2019 at 10:48 am
Louis Schwartz, chief executive of Loanpad, explains why the provision fund model isn’t always the most effective way to protect retail investors… DEFAULT RATES ARE beginning to loom large for the peer-to-peer lending community, as platforms start to see large tranches of loans reach maturity. As a result, the ways that platforms protect […]
- Loanpad launches first hybrid prime peer to peer lending platformby Jacob Aboody on 30th January 2019 at 12:58 pm
Unique offering gives investors shared access to lower-risk property loans alongside established property lenders 30th January 2019 – London – Loanpad, www.loanpad.com, today announces the UK launch of a unique prime peer-to-peer (P2P) lending platform. Fully authorised and regulated by the Financial Conduct Authority (FCA), Loanpad gives […]