€ – Euro Permanent Portfolio

Euro Permanent Portfolio 10 Year Annual Return
Euro Permanent Portfolio Total Value

 

Below are the results of the Euro currency based Growth Portfolio which tracks World Stocks, Euro Area Bonds & Spot Gold in Euro currency-based funds plus physical gold which are traded on European & London Stock & Metal Exchanges. The portfolio is updated monthly here on my website. 

This portfolio is based on the well known Permanent Portfolio concept first introduced by Harry Browne back in the 1980’s, however the main cash component has been removed and invested in Peer to Peer lending instead of short term t-bills because for the last 10 years, they have paid very little return. The portfolio is re-balanced at the end of each year and that is really all the maintenance it needs.

This portfolio uses the following 2 ETF’s plus physical gold: CORE MSCI WORLD ETF (SWDA) , iShares € Govt Bond 15-30yr (IGBL), and Physical Spot Gold (priced in Euros). Each fund is re-balanced to 1/3rd of the total portfolio value at the beginning of each year. Any of these funds could be replaced by other ETF’s or funds which track the same assets if required. 

 

 

Euro Permanent Portfolio 12 Months Return

 

€ – Euro Permanent Portfolio Monthly Returns

(Click Image for Interactive Charts)

 

Euro Permanent Portfolio Total Value

Euro Permanent Portfolio Individual Asset Growth

 

Euro Permanent Portfolio Asset Distribution

 

 

 

YOU CAN SEE THE ACTUAL SPREADSHEET DATA POINTS BY CLICKING HERE

 

 

Backtesting

This portfolio goes back to January 2010. I have not yet found a way to accurately backtest Euro fund or asset class data further back than that as I have with the US data based portfolios. Based on how similar the portfolio tracks the USD Permanent Portfolio, asset class performance should be similar to the USD based Permanent Portfolio in the long term, with adjustments for currency fluctuations of course. You can see that asset class test here at Portfolio Visulizer which goes back to 1978 and has returned an overall average of around 9.3% per annum for the last 40 yeas.

If you know of a way to backtest historical Euro based securities & bond data, please email me and let me know and I’ll be happy to add simulations to this page.

 

Disclaimer

This page is presented for informational purposes only. I am not a Financial Adviser and therefore not qualified to give financial advice. Please do your own research and make your own investment decisions. Read our disclaimer for further information.

 

Related Posts

About My Growth Portfolio

About My Growth Portfolio

My Growth Portfolio is simply made up of the following 4 assets:Stocks, Bonds (US Treasury Bonds). Gold – mostly physical gold and REITs

Backtesting

Backtesting

By backtesting (simulating with a computer) for many years in the past the strategies we are going to use, say 10 to 50 years in the past, gives us an idea of how it “might” perform in the future…

Bonds

Bonds

Bonds are a part of most portfolios and have been for a long time. They historically move opposite to stocks allowing diversification of portfolios

REITs

REITs

25% of my growth portfolio is invested in real-estate funds. I use REITs to get exposure to real-estate rather than rental properties etc

Gold

Gold

Gold as part of a well balanced, diversified portfolio can help significantly in market downturns. Gold has been a store of value for over 10,000 years

Stocks

Stocks

25% of my growth portfolio is invested in stocks. I use ETF’s that give exposure to the whole US stock market. ETF’s can be purchased in USD or GBP

 

logo