Peer to Peer Lending Returns

 

This portfolio of Peer to Peer Investments was initiated in June 2018, at the same time the Growth Portfolio was established for tracking and comparison purposes. The Peer to Peer Lending results will be posted here on my website monthly. Read more about Peer to Peer Lending, and see Peer to Peer Lender Reviews for the P2P lenders I am currently invested with.

Updated Monthly

P2P Lender 06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19 TTL ROI £ ROI %
(Per Lender)
XIRR %
***
Ablrate 1000.64 0.64
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
Assetz CapitalReview 30000.00 30086.02 30191.01 30314.25 30479.63 30631.39 30761.82 30994.9 31131.39 1131.39006.13% 0.0547
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
Funding CircleReview 30000.00 30102.3 30214.12 30424.77 30608.15 30795.29 31020.58 31189.17 31409.1 1409.10008.60% 0.0714
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
Growth StreetReview 26000.00 26061.40 26129.30 26231.39 26344.88 26459.77 26562.88 26695.54 26806.07 806.07005.30% 0.0469
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
KuflinkReview 500.00 500 500 1000.11 1000.81 2003.53 3508.75 4069.42 4985.78 37.78007.00% 0.0338
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
LandbayReview 10000.00 10021.16 5033.09 5061.71 5076.62 5091.71 5106.31 5121.44 5136.62 136.62003.49% 0.0328
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
Lending CrowdReview 5500.00 6003.61 6512.28 7052.08 8096.97 8149.83 8198.32 8227.14 8780.65 280.65008.11% 0.0599
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
Lending WorksReview 30000.00 30096.85 30153.23 30315.08 30367.3 30507.51 30658.97 30808.55 30952.91 952.91006.03% 0.0481
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
MintosReview 5500.00 5503.90 10011.48 10058.53 10138.97 10216.97 18799.78 18930.66 16967.32 567.32009.67% 0.0795
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
RatesetterReview 30000.00 30067.14 30130.56 30265.34 30396.66 30532.33 30666 30802.15 30943.02 943.02005.50% 0.0476
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
UnboltedReview 500.00 502.34 504.94 507.85 610.2 1015.53 2021.87 2030.73 2041.98 41.98008.40% 0.0683
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
ZopaReview 10000.00 10030.13 10078.22 10095.63 10139.78 10086.86 19.46 19.47 19.47 10.61005.70% 0.0021
bal 06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
BAL 178000 178974.85 179458.2300 181326.7400 183259.97 185490.7200 187324.74 188889.17 190174.9500
Capital + or - 400 900 1100 1400 1008.86 598 300 TTL RTRN £ TTL XIRR %
06/18 07/18 08/18 09/18 10/18 11/18 12/18 01/19 02/19
Monthly Return 0 574.8500 483.3800 968.5100 833.2300 830.7500 825.1600 966.4300 985.7800 6468.0900 0.0526
Running XIRR% 3.19% 3.21% 4.13% 4.48% 0.0472 0.0483 5.03% 0.0526
Investment Increased
Investment Decreased

***XIRR is a calculation based on actual returns so far. XIRR returns will increase for each lender as more data is added. Because the portfolio was recently started, and deposits & payments were staggered for the first few months, XIRR is negatively affected. I expect to see XIRR increase month by month until we have 12 – 14 months data. Also note that XIRR return calculations DO NOT take future compounding effects into consideration, whereas the lender-supplied return percentages do.

 

Overall P2P Lender Growth & Income

 

 

 

 

Peer to Peer Portfolio Distribution

 

Peer to Peer Lender Growth & Income Charts

 

Assetz Capital

 

 

Funding Circle

 

 

Growth Street

 

 

Kuflink

 

 

Landbay

 

 

Lending Crowd

 

 

Lending Works

 

 

Mintos

 

 

Ratesetter

 

 

Unbolted

 

 

Zopa

 

 

See Reviews on the Peer to Peer Lenders I Invest With

 

Recent Monthly Posts – Detailed Peer to Peer Portfolio Updates

P2P Lending Portfolio Update For February 2019

February 2019 has been another great month for my new P2P Lending Portfolio! £985.78 in monthly income. That doesn’t include lender cashback bonus

P2P Lending Portfolio Update for January 2019

January 2019 has been the best month so far for my new P2P Lending Portfolio! £966.43 in monthly income. That doesn’t include cashback bonus

P2P Lending Portfolio Update for December 2018

December was an interesting month. I decided to exit Zopa and distribute the capital to other lenders. You can read in more detail why I decided to do this further down in the Zopa section of the…

P2P LENDING PORTFOLIO UPDATE – NOV 2018

Peer to Peer Lending Portfolio Update for November 2018 The update for November 2018 is a little late this month. I was away traveling in Spain with some friends for a week so I didn’t get…

 

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