Peer to Peer Lending Returns

Peer to Peer Lending Returns

 

This portfolio of Peer to Peer Investments was initiated in June 2018, at the same time the Growth Portfolio was established for tracking and comparison purposes.

The results will be posted here on my website monthly. Read more about Peer to Peer Lending, and see Lender Reviews for the lenders I am currently invested with.

Updated Monthly

Peer to Peer Lender 30/06/18 31/07/18 31/08/18 30/09/18 31/10/18 ROI to Date £ *** XIRR %
Assetz CapitalReview 30000.00 30086.02 30191.01 30314.25 30479.63 479.6300 4.82%
Funding CircleReview 30000.00 30102.3 30214.12 30424.77 30608.15 608.1500 6.14%
Growth StreetReview 26000.00 26061.40 26129.30 26231.39 26344.88 344.8800 3.99%
KuflinkReview 500.00 500 500 1000.11 1000.81 100.8100 59.48%
LandbayReview 10000.00 10021.16 5033.09 5061.71 5076.62 76.6200 3.02%
Lending CrowdReview 5500.00 6003.61 6512.28 7052.08 8096.97 196.9700 0.09480000000000001
Lending WorksReview 30000.00 30096.85 30153.23 30315.08 30367.3 367.3000 3.68%
MintosReview 5500.00 5503.90 10011.48 10058.53 10138.97 138.9700 0.054900000000000004
RatesetterReview 30000.00 30067.14 30130.56 30265.34 30396.66 396.6600 0.0397
UnboltedReview 500.00 502.34 504.94 507.85 610.2 10.2000 6.15%
ZopaReview 10000.00 10030.13 10078.22 10095.63 10139.78 139.7800 4.21%
BALANCE 178000 178974.85 179458.2300 181326.7400 183259.97
Capital Added 400 900 1100 TOTAL RETURN TOTAL XIRR %
Monthly Return £ 574.8500 483.3800 968.5100 833.2300 2859.9700 4.82%
Investment Increased
Investment Decreased

***XIRR returns should increase for each lender as more data is added. Because the portfolio was recently started, and deposits & payments were staggered for the first few months, XIRR can be negatively affected. I expect to see it increase month by month until we have 12 – 14 months data. Also note that XIRR return calculations DO NOT take future compounding effects into consideration.

Updated Weekly

 

 

Peer to Peer Portfolio Distribution

 

Peer to Peer Lender Growth Charts

Updated Weekly

 

 

 

 

 

 

 

 

 

 

 

 

Recent Monthly Posts – Detailed Peer to Peer Portfolio Updates

P2P Lending Portfolio Update – Oct 2018

Peer to Peer Lending Portfolio Update for October 2018.  Live versions of these charts are always available here.   Overview Portfolio growth is plodding along as expected. A little over £833…

P2P Lending Portfolio Update – Sept 2018

  P2P Lending Portfolio Return Figures for September 2018 We are starting to see some of the loan payments kick in from most of the loans made over the past couple of months. The returns are…

Peer to Peer Lending Portfolio Update for August 2018

    Here are the Peer to Peer Lending Portfolio results for the month of August 2018   Just as a reminder, this was less than half a month returns because of the late update in…

Peer to Peer Lending Portfolio Update for July 2018

  First update & Peer to Peer Lending returns for my newly formed Peer to Peer Lender portfolio.  It’s a little late as I was away from home for a couple of weeks (north of…