Peer to Peer Lending Returns

Peer to Peer Lending Returns

 

This portfolio of Peer to Peer Investments was initiated in June 2018, at the same time the Growth Portfolio was established for tracking and comparison purposes.

The results will be posted here on my website monthly. Read more about Peer to Peer Lending, and see Lender Reviews for the lenders I am currently invested with.

Updated Monthly

Peer to Peer Lender 06/18 07/18 08/18 09/18 10/18 11/18 12/18 TTL ROI £ *** XIRR %
Assetz CapitalReview 30000.00 30086.02 30191.01 30314.25 30479.63 30631.39 30761.82 761.8200 0.051
06/18 07/18 08/18 09/18 10/18 11/18 12/18
Funding CircleReview 30000.00 30102.3 30214.12 30424.77 30608.15 30795.29 31020.58 1020.5800 0.06860000000000001
06/18 07/18 08/18 09/18 10/18 11/18 12/18
Growth StreetReview 26000.00 26061.40 26129.30 26231.39 26344.88 26459.77 26562.88 562.8800 0.0434
06/18 07/18 08/18 09/18 10/18 11/18 12/18
KuflinkReview 500.00 500 500 1000.11 1000.81 2003.53 3508.75 8.75 0.019
06/18 07/18 08/18 09/18 10/18 11/18 12/18
LandbayReview 10000.00 10021.16 5033.09 5061.71 5076.62 5091.71 5106.31 106.3100 0.0318
06/18 07/18 08/18 09/18 10/18 11/18 12/18
Lending CrowdReview 5500.00 6003.61 6512.28 7052.08 8096.97 8149.83 8198.32 198.3200 0.058499999999999996
06/18 07/18 08/18 09/18 10/18 11/18 12/18
Lending WorksReview 30000.00 30096.85 30153.23 30315.08 30367.3 30507.51 30658.97 658.9700 0.044000000000000004
06/18 07/18 08/18 09/18 10/18 11/18 12/18
MintosReview 5500.00 5503.90 10011.48 10058.53 10138.97 10216.97 18799.78 299.7800 0.07150000000000001
06/18 07/18 08/18 09/18 10/18 11/18 12/18
RatesetterReview 30000.00 30067.14 30130.56 30265.34 30396.66 30532.33 30666 666 0.044500000000000005
06/18 07/18 08/18 09/18 10/18 11/18 12/18
UnboltedReview 500.00 502.34 504.94 507.85 610.2 1015.53 2021.87 21.8700 0.0737
06/18 07/18 08/18 09/18 10/18 11/18 12/18
ZopaReview 10000.00 10030.13 10078.22 10095.63 10139.78 10086.86 19.46 10.6000 0.0021
bal 06/18 07/18 08/18 09/18 10/18 11/18 12/18
BALANCE 178000 178974.85 179458.2300 181326.7400 183259.97 185490.7200 187324.74
Capital + or - 400 900 1100 1400 1008.86 TOTAL RETURN TOTAL XIRR %
06/18 07/18 08/18 09/18 10/18 11/18 12/18
Monthly Return 0 574.8500 483.3800 968.5100 833.2300 830.7500 825.1600 4515.8800 0.0483
Running XIRR% 3.19% 3.21% 4.13% 4.48% 0.0472 0.0483
Investment Increased
Investment Decreased

***XIRR returns should increase for each lender as more data is added. Because the portfolio was recently started, and deposits & payments were staggered for the first few months, XIRR can be negatively affected. I expect to see it increase month by month until we have 12 – 14 months data. Also note that XIRR return calculations DO NOT take future compounding effects into consideration.

 

Overall P2P Lender Growth & Income

 

 

 

 

Peer to Peer Portfolio Distribution

 

Peer to Peer Lender Growth & Income Charts

 

Assetz Capital

 

 

Funding Circle

 

 

Growth Street

 

 

Kuflink

 

 

Landbay

 

 

Lending Crowd

 

 

Lending Works

 

 

Mintos

 

 

Ratesetter

 

 

Unbolted

 

 

Zopa

 

 

 

Recent Monthly Posts – Detailed Peer to Peer Portfolio Updates

P2P Lending Portfolio Update for December 2018

December was an interesting month. I decided to exit Zopa and distribute the capital to other lenders. You can read in more detail why I decided to do this further down in the Zopa section of the…

P2P LENDING PORTFOLIO UPDATE – NOV 2018

Peer to Peer Lending Portfolio Update for November 2018 The update for November 2018 is a little late this month. I was away traveling in Spain with some friends for a week so I didn’t get…

P2P Lending Portfolio Update – Oct 2018

Peer to Peer Lending Portfolio Update for October 2018.  Live versions of these charts are always available here.   Overview Portfolio growth is plodding along as expected. A little over £833…

P2P Lending Portfolio Update – Sept 2018

  P2P Lending Portfolio Return Figures for September 2018 We are starting to see some of the loan payments kick in from most of the loans made over the past couple of months. The returns are…

 

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