2019

Featured Image for November 2019 P2P Lending Update
/ 28 minutes of reading

Huge changes happening with Peer to Peer platforms this month. Most of my biggest lending accounts (Assetz Capital, Lending Works, RateSetter) all reducing rates of return preceding the implementation of the new FCA lending rules coming on December 9th

October P2P Lending Update Main Image
/ 24 minutes of reading

Lot’s of exiting happenings with Peer to Peer platforms this month, including the Funding Secure collapse, and Funding Circle selling loans..

Featured Image for September 2019 Peer to Peer Lending Update
/ 19 minutes of reading

In September, income from the GBP Peer to Peer lending portfolio increased a little from last months £821.38 to £866.32. Funding Circle once again came in at a loss for the month because of default losses.

Main Image for August 2019 Peer to Peer Lending Update 1
/ 23 minutes of reading

    GBP Portfolio Overview In August 2019, income from the Peer to Peer Portfolio again took a small dip. The problem this time was all Funding Circle which once again hit my account with big default losses to the tune of £206.81. So instead of the usual £170+ income, I ended up with a

Envestio Logo 2
/ 12 minutes of reading

UPDATE: 24/1/2020 – It appears that Envestio have ceased trading. Their website has been down for several days and there is a lot of buzz on the social media sites. No one has been able to get any information out of them as to what is happening.  They have been having some problems likely caused by the recent Keutzal wind down and the following “bank run” where everyone was trying to sell their loans and get out. I’ll update more here as I hear it.

Featured Image for August 2019 P2P Lending Update
/ 23 minutes of reading

In July 2019, income from the Peer to Peer Portfolio took a bit of a dip. I was trying to figure out why this was. The income from Funding Circle, Lending Crowd, and Kuflink  were all off in July for starters. Looking closer I realized that I took the numbers for the June update on July 1st, and it appears that it makes a huge difference to the income figures as many of the repayments come in on the 1st of the month, so the stellar figures in June it seems included some of the repayments for July.

P2P Portfolio Featured Image for June 2019
/ 23 minutes of reading

      GBP Portfolio Overview June 2019 was (again) the best month yet for the GBP Peer to Peer Lending Portfolio! The £1000 per month income barrier was blown away in June, with a return of £1,239.43 in GBP! More than £200 better than any other month. Funding Circle, Lending Crowd, Unbolted and Kuflink 

P2P lending Update May 2019 3
/ 25 minutes of reading

May was the 12th month, and the 1 year anniversary of  the GBP Peer to Peer Lending Portfolio! It produced over £1000 income for the 2nd month

Elephant in the room Lendy
/ 6 minutes of reading

I feel like I need to mention the Lendy (Saving Stream) situation as everyone is up in arms about this “sudden collapse” on May 24th 2019? This is just my opinion based on the (very limited) experience I had when considering investing with Lendy.

Featured Image for May 2019 P2P Lending Update
/ 24 minutes of reading

April was the best month yet for my P2P Lending Portfolio! It finally crossed the £1000 per month income barrier with a return of £1,028.67 in GBP.  I mentioned “in GBP” at the end there because I decided to buy some euros and add some euro lenders this month so I now need to distinguish between the two currencies. I mentioned I was hoping to buy some euros in last month’s update. More on that later.

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