Latest from UK Peer to Peer Lending News Sources

From 18 November, new rules will come into force that will require people who run, own or control companies in the UK to verify their identity – find out what this means for you and what you’ll need to do. ID …Read More The post New rules for Companies House ID verification appeared first on LendingCrowd.

The Bank of England has been gradually lowering the base rate for more than a year now, with the pace accelerating over the past six months. Since January 2025, the base rate has gone from 4.75% to 4.25%, with further cuts predicted before the end of the year.   These rate cuts began in 2024 The post What do BoE rate cuts mean for Loanpad’s […]

ISA reform is coming. Earlier this year, Chancellor Rachel Reeves signalled that she was open to reviewing the UK’s current ISA regime, with some speculation suggesting that this may involve streamlining the current range of ISA products, or even lowering the annual allowance.   In July, the government opened up a consultation into ISA reform, […]

All investments come with an element of risk attached. A stocks and shares portfolio can crash overnight, while newer alternatives such as cryptocurrency are notoriously volatile.   In peer-to-peer lending, the key risk is that the borrower could be unable to repay their loan. This would result in a default, and may result in investor The post […]

Two Decades In, P2P Lending Still Delivers Strong Returns   Peer-to-peer and online direct lending made an average return of 7.61 per cent in 2024, according to the latest statistics from the 4th Way P2P And Direct Lending (PADL) Index.   This means that online lending has outperformed inflation in nine out of the past The post P2P and online […]

How P2P Lending Enhances Portfolio Diversification   Savvy investors understand the benefit of a diversified portfolio – especially during times of economic volatility. The post-Covid investment landscape has been characterised by uncertainty and has led many seasoned investors to reimagine their portfolios in a way that is better suited to the […]

What’s Ahead for P2P Property Lending in 2025?   2024 was not without its surprises – a new UK government, ongoing geo-political tensions across the world, and the end of an era of stubbornly high base rates. Yet throughout the year, the peer-to-peer property lending sector remained relatively robust. In fact, 4th Way published research The […]

Edinburgh Castle, as seen from Calton Hill Our standard opening hours are 9am to 5.30pm, Monday to Friday. The LendingCrowd office will be closed on the following dates: Wednesday 25 December 2024 Thursday 26 December 2024 Friday 27 December 2024 Wednesday …Read More The post Our festive opening hours appeared first on LendingCrowd.

LendingCrowd was created to help British SMEs access the funding they need to thrive. Read on for a quick guide to our eligibility criteria. We can provide fast and affordable business loans of between £75,000 and £500,000 to limited companies and …Read More The post Can I apply for a LendingCrowd loan? appeared first on LendingCrowd.

LendingCrowd announces that it ranked number 25 in the 2024 Deloitte UK Technology Fast 50, a ranking of the 50 fastest-growing technology companies in the UK. Rankings are based on percentage revenue growth over the last three years. LendingCrowd grew 1,253% …Read More The post LendingCrowd ranked 25th fastest-growing technology company in the […]

Is the UK Property Market Poised for a Comeback?   The UK’s property market can be seen as a key indicator for the economic health of the country. A prolonged housing shortage means that in theory, demand is outpacing supply. However, the Covid pandemic, rising interest rates, the higher cost of living and a lack The post The Housing Market […]

How Loanpad is Adapting to Interest Rate Changes   Interest rates have been on a rollercoaster ride in recent years. Covid saw the base rate fall to an all time low of 0.1 per cent1, and these record low rates were held until December 20212, when the Bank of England began to make small quarterly The post How platforms have adapted to a variable […]

What Loanpad’s Latest Financial Results Mean for Investors   Loanpad grew its profits again in the year ended 31 December 2023, according to the company’s most recent financial statements.   During the 12 months ended 31 December 2023, Loanpad’s net assets grew to £1,183,852, from £725,454 in 2022 with nearly £700,000 of cash. This […]

Growing your business requires strategic planning, effective execution and a keen understanding of your market. Having sufficient funding in place could help you on your journey. LendingCrowd was created to fund the ambitions of businesses across Britain. We combine cutting-edge technology …Read More The post Taking your business to the next […]

Loanpad Featured in Landmark 4th Way P2P Lending Index   Loanpad is proud to announce that it is one of the primary constituents of the newly-launched 4th Way P2P And Direct Lending (PADL) Index1.   The index covers more than half of the UK’s P2P lending market by current volume, at more than £745m.   The post Loanpad among primary […]

Even the most successful companies may need a cash injection to reach their full potential – and that’s where a business loan can help. With LendingCrowd, you can use a business loan to refinance existing debt, making your outgoings more manageable. …Read More The post What can I use a LendingCrowd loan for? appeared first on LendingCrowd.

There are many types of business that could be described as seasonal, relying on specific times of the year to generate the bulk of their income. While the likes of ice cream parlours, Christmas decorations retailers and wedding planners may see …Read More The post Loan options for seasonal businesses appeared first on LendingCrowd.

Small and medium-sized enterprises (SMEs) are the powerhouse of the British economy, making up more than 99% of the business population and accounting for some 61% of all private sector employment. However, the Federation of Small Business has reported that just …Read More The post Funding your ambitions with a business loan appeared first on […]

If you have decided to apply for a business loan with LendingCrowd, here’s a quick guide to the process, including our eligibility criteria and the information you’ll need to supply along with your application. Is my business eligible to apply?LendingCrowd can …Read More The post Preparing your LendingCrowd loan application appeared first on […]

Using a business loan to refinance existing borrowing could help you focus on what you do best – running your business. It’s common for businesses to take on different forms of finance over time to meet varying needs. For example, a …Read More The post Could your business benefit from refinancing? appeared first on LendingCrowd.

We’re thrilled to announce a record-breaking year for Kuflink, the award-winning financial lender you trust.

Earn £1m Interest Tax-free, using a simple UK Tax idea.*    

As Head of Collections for Kuflink, and armed with 30 years of banking experience, I have taken to this department like a duck to water. To get a deal underwritten requires an immense amount of work allowing investors to lend with care.

As we close out the year (2022) and welcome a new one (2023), we’re delighted to share some of Kuflink’s new features from our team at Kuflink. Over the past two months, we’ve been working hard to create new features and enhance existing ones to serve our clients better and improve their experience with our products. NEW! New Promotional rates […]

Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? #19 appeared first on Explore P2P.

Lendermarket now offers loans from multiple lenders When Lendermarket launched it only offered loans from one loan originator – the Creditstar group. Recently, the site added more lenders to the … The post New lenders are appearing on Lendermarket. Are they solid? Here’s our Lendermarket lender ratings appeared first on Explore P2P.

European economies face many issues. What are the growing risks for investors? Economic conditions have become much less stable over the last few years. After a long period of stability, … The post Times are tough. Here’s how to manage the risks and find resilient investments appeared first on Explore P2P.

Mintos launched regulated ‘notes’ on 25th May Mintos has finally launched its notes program. Notes will be the new way that Mintos structures all new investments from 1 July 2022. … The post Mintos is now offering regulated investments. Here are the key changes, and 4 big downsides for investors appeared first on Explore P2P.

Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? Special Wartime Edition #18 appeared first on Explore P2P.

The conflict between Russia and Ukraine has created huge financial disruptions that may persist for a long time The Russian invasion of Ukraine has led to considerable death and destruction … The post Russia/Ukraine – which P2P investments are most at risk? appeared first on Explore P2P.

Last updated 11 March 2022 Important update due to Ukraine / Russia situation Peerberry has two main lending groups that operate on it – Aventus Group and GoFingo. Both companies … The post Who are the best lenders on Peerberry? Our Peerberry lender ratings appeared first on Explore P2P.

P2P lending in the EU will no longer be the ‘wild west’ P2P Investing is becoming better regulated within the EU. That is a long overdue and welcome thing from … The post New P2P regulations are coming. Here’s 8 reasons why P2P will become better and safer appeared first on Explore P2P.

Our pick of the best P2P loans This post is part of a regular series where we highlight what we think are some of the best P2P loans available in … The post What are the best and worst P2P loans right now? Edition #17 appeared first on Explore P2P.

You can ignore most P2P ‘news’ Imagine that you are hired by a P2P investment site.  Your job is to publish content that is going to grab people’s attention. What … The post What’s happening in P2P? Here’s why we are keeping our eyes on these 7 sites appeared first on Explore P2P.