UPDATE: 24/1/2020 – It appears that Envestio have ceased trading. Their website has been down for several days and there is a lot of buzz on the social media sites. No one has been able to get any information out of them as to what is happening. They have been having some problems likely caused by the recent Keutzal wind down and the following “bank run” where everyone was trying to sell their loans and get out. I’ll update more here as I hear it.
August 2019
In July 2019, income from the Peer to Peer Portfolio took a bit of a dip. I was trying to figure out why this was. The income from Funding Circle, Lending Crowd, and Kuflink were all off in July for starters. Looking closer I realized that I took the numbers for the June update on July 1st, and it appears that it makes a huge difference to the income figures as many of the repayments come in on the 1st of the month, so the stellar figures in June it seems included some of the repayments for July.