actual peer to peer lending returns

Investments Update September 2021 Featured Image

There were a few interesting changes in August; I started a Whisky Portfolio which you can read in the blog post My First Investment in Whisky. I’m still doing research on this but so far it’s looking really solid & I expect to have significant capital invested in whisky eventually. The Peer to Peer lending

May 2020 Update Featured Image

  Again very little has changed in the P2P sector since the April update. I’ve discussed the changes and updates from individual lenders below.  At a high level, I’m still invested at about 50% of my highest number with around £110,000 in GB Pound P2P investments (from a high of £205,000) and I also have

Peer to Peer Lending - February 2020 Lending Update

For February 2020, the Peer to Peer lending sector was again quiet. It seems the Coronavirus and the following securities market fallout got all the attention and P2P just ticked along in the background.

January 2020 Peer to Peer Lending Update Featured Image

  In January 2020, the GBP Peer to Peer lending sector was relativity quiet with no major announcements or platform news. Not so for the Euro lending platforms with no less than two of them going out of business and being labeled as “scams”. I’m not so sure I agree 100% with that notion as

P2P Lending Update for December 2019 Featured Image1

December 2019 was a relativity quiet month as far as P2P news is concerned, compared to the 3 preceding months anyway. The new FCA lending rules kicked in on December 9th, and Landbay stopped accepting retail investors (more on that later). My overall P2P income was up a little from November in both the GBP

Featured Image for November 2019 P2P Lending Update

Huge changes happening with Peer to Peer platforms this month. Most of my biggest lending accounts (Assetz Capital, Lending Works, RateSetter) all reducing rates of return preceding the implementation of the new FCA lending rules coming on December 9th

October P2P Lending Update Main Image

Lot’s of exiting happenings with Peer to Peer platforms this month, including the Funding Secure collapse, and Funding Circle selling loans..

Main Image for August 2019 Peer to Peer Lending Update 1

    GBP Portfolio Overview In August 2019, income from the Peer to Peer Portfolio again took a small dip. The problem this time was all Funding Circle which once again hit my account with big default losses to the tune of £206.81. So instead of the usual £170+ income, I ended up with a

Envestio Logo 2

UPDATE: 24/1/2020 – It appears that Envestio have ceased trading. Their website has been down for several days and there is a lot of buzz on the social media sites. No one has been able to get any information out of them as to what is happening.  They have been having some problems likely caused by the recent Keutzal wind down and the following “bank run” where everyone was trying to sell their loans and get out. I’ll update more here as I hear it.

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