Robocash Account Information

Updated October 1st 2019

 

Detailed Account Information & Screenshots

 

First Investment Date          – April 2019

Initial Investment Amount  – €5,000.00

Total Added                         – €0.00

Total Withdrawn                   – €0.00

Invested Currently               – €5,000.00

Current Account Balance   – €5,244.38

 

Total Interest Return           – €244.38

ROI% (per lender)                – 12.00% 

XIRR                                      – 13.05% 

 

 

See My Full Robocash Review Here

 

My Robocash Account Value & Income Charts

Robocash Portfolio Value Chart

Robocash Monthly Income Chart

 

 

Each month I send out an update on all of my Peer to Peer lending accounts. Below are the excerpts specific to Robocash.    Click here for all lender updates

 

September 2019 Monthly Update

 

Robocash

See Full Review

Robocash is another account which requires zero time to mange. Zero cash drag and a fully auto-invest account has delivered XIRR returns of 13.05%. 

They have been swapping out some loan originators over the last couple of months but still no problems with the overdue loans affecting the return rates or cash drag.

I finally did a full review of Robocash if you’re interested in taking a look.

 

Robocash Signup & Cashback Offers

No cashback offers with Robocash this month

If you’re planning on investing with Robocash, please use this link to open an account >>> so they know I sent you. 

Robo.Cash Account Screenshot - August 2019 Peer to Peer Lending Update 1

 

 

 

August 2019 Monthly Update

 

ROBOCASH

Review

RoboCash Account Screenshot for Peer to Peer Lending Update - August 2019 1

 

I like Robocash as it is another account which requires zero time to mange. 

Still no problems with the overdue loans. There is always quite a high percentage of loans late, and they just get bought back each day by the buyback guarantee. It does not affect the returns on the account at all.

They are currently showing XIRR returns of 13.20% right now, up from 12.03% last month and quite a bit higher than the 12.00% target RoboCash suggests. No complaints here about that. It seems that most of the euro lenders seem to under promise and over deliver on the returns which I really like.

 

No cashback offers with Robocash right now but if you’re interested in investing with them, please use this link so they know I sent you. 

 

July 2019 Monthly Update

 

ROBOCASH

No Review Yet

RoboCash Account Screenshot for Peer to Peer Lending July 2019 Update 1

RoboCash Account Screenshot for Peer to Peer Lending July 2019 Update 2

Robocash is another account which requires zero time to mange. Easy-peasy-lemon-squeezey. I have no idea what that means but I knew a friend who always used to say it so it’s stuck in my head.

Still no problems with the overdue loans. There is always quite a high percentage of loans late, and they just get bought back each day by the buyback guarantee. It does not affect the returns on the account at all.

They are currently showing XIRR returns of 12.03% which is right where it should be and a little higher than the 12.00% target RoboCash suggests. No complaints here about that.

 

No cashback offers with Robocash right now but if you’re interested in investing with them, please use this link. 

 

June 2019 Monthly Update

 

ROBOCASH

No Review Yet

Robo Cash Account Screenshot for June 2019 Peer to Peer Lending Update

 

If you remember in last months update, I mentioned about the number of overdue loans with RoboCash. Well, as I was told at the time, there is no problem at all. It is just part of short term lending. I’ve been watching them and they change day by day. There is always quite a high percentage of loans late and they just get bought back each day.

No worries with RoboCash. I will be investing more euros here too once I buy some. They are currently showing XIRR returns of 12.11% which is a little higher than the 12.00% target. No complaints here about that.

 

 

May 2019 Monthly Update

 

ROBO.CASH

No Review Yet

Robo Cash Account Screenshot for May 2019 Update 1

 

 

Robo.Cash is another euro lender I have been watching for many months. I’ve only been investing with them since April but already the overdue loans are a huge percentage of the portfolio (see above) 😯

I understood it was possible to see around 50% of loans late, however when you see around 70% overdue, it becomes alarming! Not to worry though, I called a few folks I know who have been investing with Robo.Cash for a while, and they say it’s normal with these types of payday loans.

Robo.Cash have 100% buyback guarantees on all of them, so it really doesn’t affect the individual investor (providing of course Robo.Cash and their loan originators stay in business).

Apparently the high interest rates they charge the borrowers cover all of the overdue loans, and with most of them, they are able to bring back to current by working with the borrower. Just another day in the office for these guys apparently. 

You can see below again how Robo.Cash are similar to Mintos with the multiple loan originators.

 

Robo Cash Account Screenshot for May 2019 Update 2

 

 

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