Choose your lending strategy
Growth Account
Create your investment portfolio
in one click
Automatic diversification,
repayments reinvested
£1,000 minimum investment
No fixed term*
*When lending to businesses, it’s important to remember that your capital is at risk. There’s a 1% fee for the capital element of all cash withdrawals. The time taken to access your funds depends on how quickly your holdings can be sold to other lenders. Liquidity is not guaranteed.
Income Account
Repayments reinvest automatically,
take your interest as income
Interest paid as income,
capital repayments reinvested
£1,000 minimum investment
No fixed term*
*When lending to businesses, it’s important to remember that your capital is at risk. There’s a 1% fee for the capital element of all cash withdrawals. The time taken to access your funds depends on how quickly your holdings can be sold to other lenders. Liquidity is not guaranteed.
Self Select Account
Choose your own investments,
set your own rates
Build your own
portfolio
£20 minimum investment
No fixed term*
*When lending to businesses, it’s important to remember that your capital is at risk. A 0.5% fee is applied to your loan part sales. The time taken to access your funds depends on how quickly your holdings can be sold to other lenders. Liquidity is not guaranteed.
1% ongoing repayment fee for all LendingCrowd accounts.
As an Investor it’s important to remember you’re lending to businesses so your capital is at risk. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.