Portfolio Update

Bully Up

As expected, December was a very volatile month in the US markets. We saw the biggest point loss in the Dow on a Christmas Eve ever, then we saw the biggest point gain ever on the day after Christmas.

December 2018 P2P Update

December was an interesting month. I decided to exit Zopa and distribute the capital to other lenders. You can read in more detail why I decided to do this further down in the Zopa section of the update. I also added some more information to the table and charts section giving more information on income and XIRR calculations, as well as adding income graphs for each lender.

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The US market has bounced back a bit due to a rumor that the US and China were about to agree a trade deal. We’ll see what happens there.

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Peer to Peer Lending Portfolio Update for November 2018 The update for November 2018 is a little late this month. I was away traveling in Spain with some friends for a week so I didn’t get the time to provide the full update. I did however update the portfolio returns so they are still accurate

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The Growth Portfolio took a dip in October, mostly due to some uncertainly about the US midterm elections, which will be held in November (6th). That, added to the trade war situation with China really shook things up a bit. It may calm down towards the end of November once we get the elections out of the way. Who knows if it will rally, or fall depending on if democrats or republicans win the house and/or the senate. Personally I think it will rally back up into the new year. Optimism is high right now, but not quite high enough for a major crash yet (yes, you read correctly, “optimism”, markets typically seem to do the opposite of what people think they will do). If you look to the past, when people are most optimistic is when the biggest crashes happened, when no one was expecting it. 

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Peer to Peer Lending Portfolio Update for October 2018.  Live versions of these charts are always available here.   Overview Portfolio growth is plodding along as expected. A little over £833 income for the month which really isn’t bad. I get emails from banks regularly touting 1.3% interest on their super-duper accounts, which would mean

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P2P Lending Portfolio Return Figures for September 2018 We are starting to see some of the loan payments kick in from most of the loans made over the past couple of months. The returns are starting to become more as expected. I added funds to two of the lenders this month; £400 to Kuflink bringing

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Return figures for September 2018. The Growth Portfolio pulled back a little in August. The markets still have a bit of confusion about the trade wars it seems, plus all this posturing going on in the U.S. about Trump and his team, so things were a little mixed. Pullbacks & drawdowns happen frequently with this

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    Here are the Peer to Peer Lending Portfolio results for the month of August 2018   Just as a reminder, this was less than half a month returns because of the late update in August for July. Moving forward I promise to keep the updates monthly at the beginning of the following month.

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  Growth Portfolio Update for August 2018 August was a great month for the portfolios we are following!  My Personal Portfolio is still heading up now REIT’s have found themselves, and we have finally passed the Permanent Portfolio for the year! My Personal Portfolio (Portfolio 1 below) is where my capital is invested and it

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